State employee insurance
rates have been set for the calendar year beginning in January 2009. The good news is that 90 percent of state
employees will have the full cost of their dependent health insurance covered
by the benefit allowance. The bad news
is that the HealthChoice rate increase is higher than the other plans, which
will take money out of the pockets of many state employees.
After the controversy
over the benefit allowance at the Capitol this year, the Employee Benefits
Council changed the plan design of the high-option HMOs by raising co-pays by
$5 per doctor visit and the out-of-pocket maximum by $1,000 in order to keep premiums
down.
High Option Insurance Rate Changes
for 2009
- Aetna Standard HMO +4%
- Community Care Standard HMO +12%
- Global Health Standard
HMO -2%
- PacifiCare Standard HMO -8%
- HealthChoice Standard PPO +13%
State Employee Benefit Allowance +4%
HealthChoice, the
state-run PPO program, has utilized reserves in past years to help keep the
premiums down for state agencies and school districts. Unfortunately, the plan had high claims
experience this year and does not have reserves to help pay the premiums for
2009. Therefore, the cost for
HealthChoice High option, which is the plan used by most state employees, will
increase by 13 percent. To see the changes in the benefit allowance and HealthChoice
premiums for different categories of coverage click here.
State employees have
pretty good benefits compared with some workers. However, most employees in the private sector
are not forced to use funds meant for their benefits to put food on the table.
- State employees have not received a pay
increase in two years
- Your paychecks have eroded by $3,000 since
the year 2000.
- Now your health insurance premiums are going
up, which means even less cash on your paycheck.
- These remaining benefit allowance funds are
critical to workers and their families.
- We need to maintain the
benefit allowance and increase pay, providing state employees with a good basic compensation package—cash, health
insurance, and retirement.
The state legislature left $85 million
dollars on the table at the end of session that should have gone to state
employee families! OPEA
is an organization fighting back and WE
NEED YOU!
1.
Help OPEA grow to be the most powerful it has ever
been so we can protect employees benefits and get decent pay raises.
2.
OPEA
is asking you to help us reach the 24,000
state employees who are not members. Get them to join with us to regain
respect for state employees
3.
Make
plans NOW to meet in local forums with
your local legislators. Hold them
accountable for walking away from the legislative session without addressing
our compensation needs.
4. VOTE FOR OPEA ENDORSED
CANDIDATES! Make sure every one of your coworkers join OPEA and registers to vote!
5.
GROW, GROW, GROW, OPEA to the largest it has ever been! This sends a statement like no other that
state employees will be treated with respect!
6.
Support OPEA’s efforts for a pay raise
in 2009! “ITS OUR TIME IN ‘O9”
“We are at a
pivotal position in our states history,” says Connie Stockton, acting president.
“We can stand by and let our standard of living collapse or we can
organize! As for me, I say organize.”
Stockton will be calling the Board of
Directors in for a Special Board meeting this month to discuss this critical
situation.
So what will you
do about it? Will you continue to lose
money and health benefits? Or, will you
be proactive and fight for your rights, demanding a fair salary to provide for
you and your family?
For nearly 35 years the
Oklahoma Public Employees Association has been your voice in state
government. We are on the front lines at
the Capitol every day. The longevity
check you receive each year is a direct result of OPEA’s lobbying and we are responsible
for increases in annual leave and your benefit allowance. OPEA has accomplished
so much, but we will never rest on our laurels.
You cannot afford to either.
More than ten thousand of
your co-workers have joined OPEA because they understand that unity and a
powerful voice are what it takes to be heard.
But there is power in even greater numbers. Every state employee
must become an active member – so we can flex our muscles and show lawmakers we
expect to be paid a fair salary.
So, look around your
office, talk to your co-workers. Are
they members of OPEA? If they are not members, ask why? A basic membership is very affordable and will
help us shows the legislators at the Capitol - Oklahoma state employees are a force to be
reckoned with.
OPEA is fighting mad - and
we intend to fight with and for you. Tell
your friends to join us on the front lines so we can create a better tomorrow together!
Click here to fill out an application online and become an OPEA member today!
Posted on
Wed, October 1, 2008
by Mark Beutler